LEGAL INFORMATION

Terms & Conditions

These Terms & Conditions define the terms under which SmallBiz CFO provides financial advisory, CFO consulting, and business growth services.

Last Updated: July 27, 2026

1. Introduction

Welcome to SmallBiz CFO. These Terms & Conditions govern your access to and use of our website, resources, consulting programs, and CFO advisory services.

By accessing our website or engaging with our services, you agree to be bound by these Terms & Conditions.

2. About Our Services

SmallBiz CFO provides professional financial advisory and Virtual CFO services designed to help businesses improve financial visibility, decision-making, and strategic planning.

Our services may include:

  • Virtual CFO Services
  • Financial Reporting and Analysis
  • Cash Flow Management
  • Budgeting and Forecasting
  • Profitability Analysis
  • Financial Planning
  • Business Advisory
  • Management Reporting

The exact scope of services will depend on the agreement between SmallBiz CFO and the client.

3. Financial Advisory Disclaimer

SmallBiz CFO provides financial insights, analysis, and strategic recommendations based on the information provided by clients.

Our services are intended to support business decision-making and should not be considered a guarantee of business success, increased revenue, profitability, investment returns, or financial outcomes.

Business decisions remain the sole responsibility of the client.

4. Client Responsibilities

Clients agree to provide accurate, complete, and timely information required for effective financial analysis and advisory services.

  • Provide accurate financial records
  • Share relevant business information
  • Inform us of important business changes
  • Review recommendations carefully before implementation

SmallBiz CFO is not responsible for decisions made using incomplete, incorrect, or outdated information provided by clients.

5. Confidentiality

We understand that businesses share sensitive financial and operational information with us.

SmallBiz CFO maintains confidentiality of client information and uses such information only for providing agreed services.

Client information will not be sold, rented, or disclosed to unauthorized third parties.

6. Fees and Payments

Service fees, payment schedules, and engagement terms will be communicated before the commencement of services.

Clients agree to make payments according to the agreed payment terms. Failure to complete payments may result in suspension or termination of services.

7. Intellectual Property

All website content, frameworks, templates, reports, methodologies, processes, branding materials, and educational resources provided by SmallBiz CFO remain our intellectual property unless otherwise agreed.

Clients may use delivered reports and recommendations for their internal business purposes only.

8. Third-Party Services

SmallBiz CFO may use third-party tools, platforms, software, or service providers to support business operations and deliver services.

We are not responsible for the availability, performance, or privacy practices of third-party services.

9. Limitation of Liability

SmallBiz CFO shall not be liable for any direct or indirect loss, financial loss, business interruption, or damages resulting from business decisions made based on our advisory services.

Our recommendations are based on available information and professional analysis at the time of delivery.

10. Service Termination

Either party may terminate services according to the terms agreed in the service agreement.

SmallBiz CFO reserves the right to suspend or terminate services if clients fail to meet payment obligations, provide misleading information, or misuse our services.

11. Website Usage

Users agree not to misuse this website, attempt unauthorized access, introduce malicious content, or interfere with website security and functionality.

12. Changes To Terms

SmallBiz CFO reserves the right to update these Terms & Conditions at any time.

Updated terms will be published on this page with the revised date.