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The SmallBiz CFO Program

Stop Running Your Business Without Financial Visibility.

A complete fractional CFO system combining accurate bookkeeping, financial reporting, cash-flow forecasting, proactive tax strategy and executive-level financial guidance under one roof.

Book a Free Strategy Call Explore the Program
CPA-Led Guidance
Built for Growing Businesses
Supporting Businesses Nationwide
S
Financial Command Center SmallBiz CFO
Live
Business Overview Financial Performance
Last 12 months
Revenue $2.48M +18.4%
Net Profit $387K +12.8%
Cash Runway 7.6 mo. Healthy
Revenue & Profit Monthly performance
•••
Jan Mar May Jul Sep Nov
Cash Position Current balance
Available $428K
Operating 72%
Reserve 28%
Profit Margin 15.6%
13-Week Forecast
Positive +$184K
01
Accurate Books Reliable monthly financial records
02
Clear Reporting Know exactly where you stand
03
Cash-Flow Control Plan ahead with confidence
04
Strategic Growth Make decisions backed by data
The Process

A Financial Process Built for Sustainable Growth.

From establishing reliable financial systems to building long-term business value, every stage gives you greater clarity, control and confidence.

01 of 05
Financial Foundation

Build a Financial Foundation You Can Trust

We begin by organising your financial records, correcting inconsistencies and building reliable accounting systems. This creates a clean foundation for reporting, forecasting and strategic decision-making.

✓ Review existing bookkeeping and accounting systems
✓ Clean up historical financial records
✓ Create accurate monthly accounting workflows
✓ Establish a reliable chart of accounts
Financial Setup Foundation Review
Optimised
96%
Books Ready Prepared for strategic reporting
Bookkeeping accuracy Complete
Account reconciliation Complete
Reporting structure Ready
Outcome

Reliable financial records that become the foundation for better reporting, forecasting and growth decisions.

02 of 05
Financial Visibility

See What Is Really Happening in Your Business

We transform accurate financial data into clear reports, dashboards and forecasts so you can understand current performance before making important decisions.

✓ Monthly profit and loss reporting
✓ Balance sheet and cash-flow reporting
✓ Industry-specific KPI dashboards
✓ Thirteen-week cash-flow forecasting
Monthly Revenue $248,500
+18.4%
Gross Margin 42.8%
Net Profit 15.6%
Outcome

Clear financial visibility that helps you understand where the business stands before making the next decision.

03 of 05
Financial Control

Create Control Over Cash, Costs and Profitability

With reliable reporting in place, we identify financial risks, strengthen cash management and introduce controls that protect profitability as the business grows.

✓ Budget versus actual analysis
✓ Expense and margin reviews
✓ Accounts receivable monitoring
✓ Proactive tax and cash planning
Cash Position Healthy
Available Cash $428,000
Operating cash 72%
Cash reserve 28%
Cash runway 7.6 months
Outcome

Stronger financial discipline, healthier cash flow and fewer unexpected financial surprises.

04 of 05
Strategic Growth

Turn Financial Data Into a Strategic Growth Plan

We use your financial data to evaluate opportunities, compare scenarios and guide decisions around hiring, pricing, expansion and investment.

✓ Strategic forecasting and scenario planning
✓ Hiring and compensation analysis
✓ Pricing and margin optimisation
✓ Growth and expansion planning
Growth Forecast Three-Year Outlook
On Track
$2.4M Year One $3.2M Year Two $4.6M Year Three
Outcome

Confident growth decisions supported by financial forecasts, measurable targets and realistic scenarios.

05 of 05
Wealth Creation

Convert Business Success Into Long-Term Wealth

The final stage connects business performance with your personal financial goals, helping you build value, reduce risk and prepare for long-term wealth or an eventual exit.

✓ Business valuation improvement
✓ Owner compensation planning
✓ Long-term tax strategy
✓ Exit and succession planning
Estimated Business Value $4.85M
Value Growth +24.8%
Tax Strategy Exit Planning Owner Wealth
Outcome

A stronger and more valuable business that supports your long-term personal and financial goals.

01
Core Program

Strategic CFO Advisory

Executive-level financial guidance that transforms accounting data into clear business decisions, growth strategy, profitability planning and long-term wealth creation.

Monthly Strategy Reviews Growth Planning Cash Flow Decisions Profit Optimisation
92
Financial Health

Strong position with healthy cash flow and reporting systems.

Revenue +18.4%
Net Margin 15.6%
Cash Runway 7.6 mo
02
📒

Monthly Bookkeeping

Accurate reconciliations, transaction categorisation and clean financial records every month.

  • Account reconciliation
  • Transaction categorisation
  • Month-end close support
03

Financial Reporting

Profit & loss, balance sheet and management reporting designed for decision-making.

04
13-Week Forecast Positive Cash Position
+$184K
05

Tax Planning & Compliance

Proactive tax strategy, estimated tax planning and year-end optimisation.

06

Payroll & Sales Tax

Ongoing payroll coordination and sales tax compliance support throughout the year.

07

Direct Finance Team Access

Get answers quickly without waiting for the next reporting cycle.

HS CF TX
Available Throughout the Year
CHOOSE YOUR LEVEL

Three packages. One system.

Matched to your revenue stage. Pricing is tailored to your business on your strategy call.

Outsourced CFO

Essential financial foundation for businesses professionalizing their finances.

REVENUE $500K – $2M
  • S-Corp or C-Corp election form
  • Payroll registration & software setup
  • Sales tax registration & filings (up to 2 states)
  • Monthly bookkeeping & financial statements
  • Business tax return preparation
  • Individual tax return preparation
  • Quarterly estimated tax calculation & payment
  • Payable & receivable accounting
  • 24/7 Slack ongoing support
Book Strategy Call
MOST POPULAR

Smart CFO

Complete financial infrastructure with strategic advisory for businesses scaling fast.

REVENUE $2M – $5M
  • Everything in Outsourced CFO
  • Sales tax registration & filings (up to 10 states)
  • 13-week cash flow forecasting
  • KPI dashboard & reporting
  • Strategic tax planning
  • Budgeting & variance analysis
  • Monthly financial review calls
Book Strategy Call

Strategic CFO

Executive financial leadership for businesses requiring board-level guidance.

REVENUE $5M+
  • Everything in Smart CFO
  • Weekly financial review calls
  • Board meeting preparation
  • Investor reporting
  • Merger & acquisition support
  • Capital & hiring decision modeling
  • 24/7 executive support
Book Strategy Call
CFO SERVICE ROADMAP

Your year with SmallBiz CFO, month by month

This is the journey every client travels with us. Follow the road — or click any month to see exactly what's happening in your business.

Year progress Month 1 of 12
January Q4 01 / 12

Prior-Year Close & Tax Readiness

We review prior-year books, finalize the year-end close, and prepare the business for tax filing season while keeping monthly accounting operations running in parallel.

Click any month to explore it
WHAT WE MEASURE

The numbers your CFO watches for you

Financial Metrics

Revenue growth · Gross margin · Net profit · EBITDA · Cash flow · Working capital

Operational Metrics

CAC · Customer lifetime value · Average order value · Utilization rates · Labor efficiency

Cash Metrics

Cash runway · Burn rate · Cash conversion cycle · AR days · AP days

CLIENT TESTIMONIALS

Trusted by founders who needed financial clarity, not more confusion

These are the conversations we hear most often after implementing forecasting, KPI reporting, and strategic CFO oversight.

“

For the first time, I could see my cash position 90 days ahead instead of guessing week to week.

RM

Rajesh M.

Manufacturing Business Owner
“

The monthly CFO review changed how we make hiring and pricing decisions. We stopped reacting and started planning.

AP

Anita P.

Professional Services Founder
“

Our bookkeeping was fine, but the forecasting and KPI dashboard showed us exactly where margin was leaking.

KS

Karan S.

E-commerce Operator
“

SmallBiz CFO gave us board-level financial visibility without the cost of hiring a full-time CFO.

VT

Vikram T.

Import & Export Company
“

The biggest value wasn’t the reports — it was having someone tell us what decision the numbers were pointing toward.

MD

Mehul D.

Construction & Infrastructure
“

For the first time, I could see my cash position 90 days ahead instead of guessing week to week.

RM

Rajesh M.

Manufacturing Business Owner
“

The monthly CFO review changed how we make hiring and pricing decisions. We stopped reacting and started planning.

AP

Anita P.

Professional Services Founder
“

Our bookkeeping was fine, but the forecasting and KPI dashboard showed us exactly where margin was leaking.

KS

Karan S.

E-commerce Operator
FREQUENTLY ASKED QUESTIONS

Questions founders ask before hiring a CFO

Clear answers about pricing, timelines, collaboration with your CPA, forecasting, and what actually happens after you book a strategy call.

No. We provide outsourced and strategic CFO support, so you get executive-level financial guidance, forecasting, KPI reporting, and decision support without the cost of hiring a full-time CFO.

The program is designed for businesses generating approximately $500K+ in annual revenue, with service levels matched to your growth stage, reporting complexity, and strategic needs.

Yes. We collaborate with your accountant, CPA, bookkeeper, payroll provider, and tax advisors so reporting, forecasting, and compliance stay aligned and no work is duplicated.

Most clients receive an initial financial health assessment and visibility into cash position, reporting gaps, and immediate priorities within the first 2–3 weeks of onboarding.

Yes. Forecasting, budgeting, variance analysis, cash runway planning, scenario modeling, and KPI reporting are core components of the Smart CFO and Strategic CFO service levels.

We review your current financial setup, identify the biggest cash and reporting gaps, discuss growth goals, and recommend the most appropriate CFO service level for your business.

Ready to build a CFO-backed business?

Book a confidential strategy call and get a clear plan for cash flow, reporting, profitability, and growth.

Book Strategy Call